Terms of Service
Last updated: November 13, 2026
These Terms of Service (“Terms”) govern your use of Unfold Your Loan at unfoldyourloan.com (“we”, “our”, “this website”). By accessing or using this website, you agree to these Terms. If you do not agree, please do not use this website.
1. What This Website Is
Unfold Your Loan provides educational loan information, free calculators and plain-English guides only. We are not a bank, lender, broker or financial advisor. We do not offer, approve, process or fund loans, and we do not accept loan applications. Any loan must be applied for directly with a lender, on that lender’s own terms.
2. No Financial Advice
The calculators and guides on this website provide estimates and general educational information only, based on the numbers you enter and on the assumptions stated on each page. They are not financial, tax or legal advice. Actual loan terms, rates, eligibility and costs depend on the lender and your individual circumstances. Always check with a qualified professional or the lender before making a financial decision.
3. Accuracy of Content
We work to keep our content accurate and up to date, but loan products, rates and rules change frequently. We do not guarantee that any information on this website is complete, current or error-free, and we may change or remove content at any time without notice.
4. Acceptable Use
You agree to use this website only for lawful purposes. You must not misuse the site, attempt to disrupt it, scrape it in a way that harms its operation, submit false or misleading information, or use it to send spam or abusive material.
5. Comments
If you leave a comment, you are responsible for what you write. Comments must be honest, relevant and respectful. We may remove comments that are spam, abusive, misleading or off-topic, and we may restrict commenting at our discretion.
6. Intellectual Property
The content on this website, including text, calculators, guides and design, is owned by Unfold Your Loan or used with permission, and is protected by applicable intellectual property laws. You may read, share and link to our content for personal, non-commercial use, but you may not copy, republish or resell it without our permission.
7. Third-Party Links and Advertising
This website may contain links to third-party websites and may show advertising, including ads served by Google AdSense and other third-party ad vendors. We are not responsible for the content, products or practices of third parties. Your use of a third-party website is governed by that site’s own terms and privacy policy. For details on advertising cookies, see our Privacy Policy and Cookie Policy.
8. Limitation of Liability
This website is provided “as is” and “as available”, without warranties of any kind. To the fullest extent permitted by law, Unfold Your Loan will not be liable for any loss or damage arising from your use of, or inability to use, this website, or from decisions you make based on its calculators or guides.
9. Changes to These Terms
We may update these Terms from time to time. The “Last updated” date above shows when they were last revised. Your continued use of the website after any change means you accept the updated Terms.
10. Contact
If you have questions about these Terms of Service, please reach us via our Contact page. Please also read our Privacy Policy and Financial Disclaimer.