✨ 100% Free • No Signup • 40 Currencies
Compare, Calculate & Apply
for Loans Online — Instantly
Know your exact monthly payment, total interest and how much you can really afford — before you ever talk to a bank.
40
Currencies
9
Smart Calculators
30
Expert Guides
Free Tools
Calculators that tell the truth
No hidden math. See exactly what a loan costs you — monthly and in total.
🧮
EMI Calculator
Monthly payment, total interest, beautiful charts and a year-by-year schedule — in 40 world currencies. Download your result as a branded PDF or picture.
Calculate EMI →
✅
Loan Eligibility Calculator
Enter your income, existing EMIs and your bank’s FOIR — find out the maximum loan you can safely afford, with a clear breakdown.
Check Eligibility →
🎯
Loan Payoff Calculator
See your exact debt-free date and total interest — and how extra payments shorten your loan.
Calculate Payoff →
🔄
Refinance Calculator
Compare your current loan with a new rate — see monthly savings and your break-even point.
Compare Refinance →
💳
Credit Card Payoff Calculator
Find your debt-free date and total interest — see how extra payments crush card debt fast.
Calculate Payoff →
📊
DTI Calculator
Check your debt-to-income ratio — the key number lenders use to approve your loan.
Check My DTI →
📈
APR Calculator
Find the true cost of a loan including fees — compare lenders by real APR.
Calculate APR →
🗓️
Amortization Calculator
Full payment schedule showing exactly how each payment splits into principal and interest.
View Schedule →
🏠
Home Affordability Calculator
How much house can you really afford? Based on your income, debts and down payment.
Check Affordability →
Unfold Your Loan provides educational loan information and estimation tools only — not financial advice. Calculations are indicative; actual terms are set by your lender. See our Financial Disclaimer and Privacy Policy.